Do Roofers in Houston Need to Be Licensed and Insured?

Hiring the right roofing contractor is one of the most important decisions a homeowner or property manager can make. Roofing is a significant investment—and in Houston, where weather conditions can be extreme, choosing a qualified professional is essential. One of the most common questions property owners ask is: Do roofers in Houston need to be licensed and insured?

While Texas doesn’t require a state-issued roofing license, insurance and local compliance are still critical factors in determining whether a contractor is qualified and reliable. In this blog, we’ll break down what licensing and insurance mean in Texas, how to verify a contractor’s credentials, and why working with a properly insured roofing company—like Shield Roofing Systems—is essential to protect your property and your peace of mind.

Understanding Roofing Licenses in Texas

Unlike many other states, Texas does not have a state-level licensing requirement for roofers. This means roofing contractors in Houston and across the state aren’t legally required to hold a specific roofing license to operate. However, that doesn’t mean anyone with a ladder and a pickup truck is qualified to install or roof repair.

So, do roofers in Houston need to be licensed?

No, but reputable roofing companies often pursue voluntary certifications and credentials to demonstrate their expertise and professionalism. These credentials may include:

• Manufacturer certifications (like GAF Master Elite or CertainTeed ShingleMaster)

• BBB accreditation

• Membership in trade associations like the National Roofing Contractors Association (NRCA)

These voluntary credentials help set experienced roofing contractors apart from unqualified or fly-by-night operators.

For reference on Texas contractor licensing in general, visit the Texas Department of Licensing and Regulation (TDLR) website.

Why Insurance Is Absolutely Essential

While Texas may not require a roofing license, insurance is non-negotiable. Any legitimate roofer in Houston should carry:

• General liability insurance – Covers property damage caused during the job

• Workers’ compensation insurance – Covers injuries to employees on the job site

Failing to work with an insured contractor can leave you, the property owner, financially liable for any damages or injuries that occur during the project. This is one of the biggest risks of hiring uninsured roofers, even if their quote looks attractive on paper.

How to verify insurance coverage

Ask your roofer to provide a Certificate of Insurance (COI) before the project begins. This document should include:

• Policy number

• Coverage limits

• Expiration dates

• The name of the insurance provider

You can also call the insurance provider listed to confirm the policy is active and in good standing.

Local Compliance and Permits in Houston

Even though the state doesn’t require a roofing license, local regulations in Houston and surrounding areas may require roofers to register with the city or obtain work permits.

In Houston, roofing permits are generally not required for repairs but are required for structural changes or full roof replacements. This includes replacing decking or changing the roof pitch.

Your roofing contractor should be familiar with these rules and handle the permitting process on your behalf.

For more information on building codes and permits in Houston, visit the City of Houston’s Building Code Enforcement Department.

What Happens If You Hire an Uninsured or Unqualified Roofer?

Hiring an uninsured or unqualified roofer can create serious long-term problems. Here’s what’s at stake:

1. You could be held liable for injuries

Without workers’ compensation, any injuries on your property could lead to costly legal claims or lawsuits.

2. Your property could suffer avoidable damage

Inexperienced roofers may cut corners, use low-grade materials, or skip essential installation steps. This often leads to leaks, premature roof failure, and extensive water damage.

3. You may void your manufacturer warranty

Many roofing material manufacturers require the roof to be installed by certified contractors. Choosing an unqualified roofer could void your warranty entirely.

4. It may cost more in the long run

Poor workmanship results in frequent repairs, early replacement, and potentially increased insurance premiums.

What to Look for in a Qualified Roofing Contractor in Houston

Knowing roofers in Houston don’t need to be licensed, it’s up to you to vet contractors thoroughly. Here are some key things to look for:

✅ Insurance Coverage

Make sure they carry both general liability and workers’ comp insurance.

✅ Local Experience

Roofing in Houston requires knowledge of local weather patterns and building codes. Look for contractors who specialize in residential roofing in the region.

✅ Verified Reviews and References

Check platforms like Google Reviews, the Better Business Bureau, and local directories for authentic customer feedback.

✅ Professional Certifications

While not mandatory, certifications from top roofing manufacturers signal a roofer’s commitment to best practices.

✅ Written Estimates and Contracts

A reputable contractor will provide detailed, written estimates and outline the full scope of the work in writing—before any work begins.

Why Shield Roofing Systems is a Safe, Smart Choice in Houston

At Shield Roofing Systems, we’re committed to going beyond what’s legally required—we aim to set the standard for what a professional roofing contractor should be.

Here’s what you can expect when you work with us:

• Fully insured: We carry comprehensive insurance for your protection.

• Veteran-owned and operated: Integrity, discipline, and accountability are built into every job we do.

• Certified by leading manufacturers: We’re certified installers for CertainTeed, Owens Corning, and GAF, ensuring quality work backed by top warranties.

• Transparent and detailed estimates: No hidden fees. No surprises.

• Satisfaction guarantee: We stand behind our work with strong warranties and a 100% satisfaction guarantee.

Whether you need a residential roof replacement, repair, new installation, or storm damage restoration, our team has the experience and reputation you can trust.

Licensed or Not—What Really Matters is Trust

So, do roofers in Houston need to be licensed and insured? Legally, a license isn’t required in Texas. But insurance? Absolutely. And trust, professionalism, and experience? Those should always come standard.

The roofing industry in Houston is competitive—but not all companies operate with the same level of care. Protect your home, your finances, and your peace of mind by hiring a roofing contractor who’s transparent, qualified, and insured.

At Shield Roofing Systems, we make it easy to get started. We provide fast, accurate estimates and walk you through the process every step of the way.

Get an instant estimate now and see why Houston trusts Shield Roofing Systems for quality, dependable roofing done right.